Monthly Archives: May 2017

Working as an Uber Driver

If you own a motorhome then there’s a good chance you love being on the road and travelling the country. If so then you might consider switching careers to become an Uber driver.

Uber originally started in the US and has since expanded to many countries throughout Europe, including the UK. Uber makes the process of booking a taxi incredibly simple and the company has many employees throughout the country now.

If you enjoy driving then being an Uber driver could be the perfect career for you. Below are the requirements as well as some tips of getting insured as an Uber driver.

What are the requirements?

Image result for uber app

The main requirements for becoming an Uber driver are –

  • You must own your own car – Uber doesn’t supply their drivers with a vehicle so you must have your own that is suitable for transporting passengers in.
  • You must be eligible to drive – This means holding a full UK driver’s licence, being at least 21 years old and having enough driving experience in the city where you intend to work. The amount of driving experience required will vary from city to city.
  • You must hold a private hire licence – You will also need to have a private hire licence to work as an Uber driver. Uber can offer you support in getting your private hire licence if you don’t already have one.

Uber driver insurance

The most important cover for Uber drivers include –

  • Road risks – To work as an Uber driver, you must have cover for road risks at a minimum. You can either get a third party policy or fully comprehensive. Third party insurance doesn’t provide any protection for your own vehicle but it does enable you to drive legally and costs less than a fully comprehensive policy.
  • Liability claims – Another extremely important type of cover you need as an Uber driver is public liability insurance. If you were to be involved in an incident where a passenger or member of public was killed or injured then you could find yourself facing a liability claim. Without the proper cover in place this could prove devastating and cost you your livelihood.
  • Breakdown assistance – When you rely on your vehicle to make a living, breakdown assistance is an absolute must. The majority of insurance providers will give you the option of adding breakdown assistance to your policy.

 

Insuring Your Motorhome the Smart Way

There are many great benefits of owning a motorhome but when you do own one, it’s your responsibility to make sure you have the right cover in place.

Below are the main insurance options you can choose with a motorhome policy as well as some great ways to save money.

Insurance options

  • Third party – Third party insurance works the same way for motorhomes as it does for cars. It will provide enough cover for you to be able to drive your motorhome legally but only provides protection for other vehicles if you’re at fault for a collision.
  • Third party, fire and theft – The same as third party only cover except your motorhome is also covered for fire damage and theft.
  • Comprehensive – Comprehensive insurance will cover your motorhome for all types of collisions, even ones that you are at fault for. Comprehensive insurance also includes fire and theft.
  • Breakdown assistance – Breakdown assistance is always a must when you have a motorhome. Even if you already have breakdown assistance from another provider, it’s still worth finding out what the extra cost would be since you could get it cheaper as part of your insurance.

Saving money

Below are some of the best ways you can save money on motorhome insurance –

  • Insure as a fleet – A lot of people who own a motorhome, also have at least one other car that they use for everyday purposes. If this is the case then you could save money by getting your motorhome and car(s) insured as a mini fleet. If you want to get quotes for minifleet insurance then visit Cheap Fleet.
  • Get a limited mileage policy – If you only use your motorhome at certain times of the year then a limited mileage policy is a great way to cut down the cost of your insurance. As the name would suggest, both you and your insurance provider agree to a set number of miles that you’ll stay below within a year.
  • Get quotes from different providers – Getting quotes from different insurance providers is one of the best ways to save money on motorhome insurance. Thankfully this is now very easy to do. Getting quotes from different insurers will enable you to easily compare them and choose the right policy that offers the best value for money.

Setting Up as a Motorhome Dealer

If you love motorhomes and would like to make a living from buying and selling them then you should find the information in this guy extremely useful.

Below you’ll find practical information on how to make your business a success as well as practical things such as finding the right premises as well as paying business tax and getting insurance.

Where to start

The first thing you’ll need to do in order to get started is to write out a business plan. This will enable you to clearly think about what steps you’ll need to take in order to make your business a success. A lot of used motorhome dealers will first start buying and selling cars and then move onto selling motorhomes as a niche. You don’t necessarily need to do this if you’re already experienced and know a lot about motorhomes.

 

Finding the perfect premises for your business

A good premises for a motorhome dealership should be –

  • Spacious – A good amount of space is certainly going to be necessary when you’re selling such large vehicles.
  • In a good location – A good premises would ideally be located where there’s plenty of passers by and in a place that’s easy to access from main roads.
  • Secure – Security is always important since it will reduce the chance of your business being targetted by thieves and vandals and will also help to lower your insuance costs.

Getting the right cover

If you want to buy and sell motorhomes for a living then you’ll need to get the right type of cover. A motor trade insurance policy will enable you to cover all the vehicles you have in your possession under one policy. If you get a combined policy then you’ll also be able to protect your premises as well as your tools, cash and assets. Visit Traders Insurance to get quotes from motor trade insurance specialists now.

Keeping the cost of insurance to a minimum

  • Secure your premises – Making your premises secure is always worth it. Taking measures such as installing security lights, CCTV and security alarm will certainly help to lower the cost of your insurance.
  • Pay annually – If you can pay for your policy annually rather than monthly then it puts you in a great position to negotiate a lower rate with your insurance provider.
  • Get plenty of quotes – Getting quotes is easier than ever to do and is one of the most reliable ways to save money on motor trade insurance.