Getting Motorhome Insurance for The Best Price

If you own a motorhome then you need to make sure you protect your vehicle by getting a good insurance policy.

Unfortunately, just like with most other types of insurance, the cost of motorhome insurance is higher than ever. However that doesn’t mean that you can’t find a policy for a reasonable price. You just have to know how to go about it in the right way.

Below are some great ways to get motorhome insurance for the best price.

Get as many quotes as you can

One of the best ways to make sure that you don’t pay more than you should for motorhome insurance is by getting quotes from a lot of different insurance providers. Luckily this is now very easy to do thanks to the large number of insurance comparison services out there.

Make your motorhome secure

Another excellent way to keep the cost of motorhome insurance down is by making your vehicle as secure as possible. Ideally you would have a locked garage to keep your motorhome in as this will lower the cost significantly. In addition to parking your motorhome securely you should also consider using a tracking device, so your vehicle could be recovered if it was stolen. Some insurance providers will also offer you a discount for using a dashcam.

Get a limited mileage policy

A limited mileage policy is a type of cover where you agree with your insurance provider to stay under a certain number of miles in a year. This reduces the chances of being involved in a collision and therefore means you can get cover for a lower rate. This is suitable if you only use your motorhome at certain times of the year.

Pay for your policy on a yearly basis

Paying for your policy upfront on an annual basis may not sound too appealing since you’ll have to pay a lot more in one go. However the advantage to doing this is that most insurance providers will offer you a good discount when you pay in this way.

Join a motorhome owner’s club

Insurance providers sometimes offer special deals to members of motorhome owner’s clubs so it’s worth thinking about joining one.…

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Alternatives to a Motorhome

When it comes to camping and travelling, a motorhome is not the only option. Although a motorhome does provide a lot of comfort, they can be very expensive and costly to insure.

Taking this into account, below are some of the best alternatives to a motorhome.

Campervan

A campervan is the most obvious alternative to a motorhome. Although campervans and motorhomes are very similar, they are not one and the same. Typically campervans are more compact and most of them will not have a bathroom. Whether a campervan is a good fit for you or not will depend on how many home comforts you like to have when camping. If you’re happy to have the basics but can do without a lot of space, running water etc. then a campervan might be the perfect choice.

Caravan

Another alternative to getting a motorhome is buying a caravan. Caravans are very popular in the UK and there are many excellent caravan sites where you can stay. The main difference with a caravan and a motorhome is that you have to tow a caravan using another vehicle, whether it’s a car, 4×4 etc. Not everyone is a fan of this since it can make driving more hazardous, especially when turning corners or reversing.

Minibus

Although a minibus would not necessarily be considered a camping vehicle, it can be a very useful form of transport to get to camping holidays if you have a large family/group and have alternative accommodation arranged.

With a minibus, you don’t have any living facilities so speak of since it’s main purpose is transportation. You can get minibuses that range from 9-17 seats and there are plenty of places where you can buy a used minibus for a reasonable price.

When you own a minibus, you’ll need to get the right type of minibus insurance policy. The type of policy you need will depend on how you use your vehicle. For example a lot of minibus owners work as private hire taxi drivers and in this case you need to get a private hire taxi minibus insurance policy.…

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