If you own a motorhome then you need to make sure you protect your vehicle by getting a good insurance policy.
Unfortunately, just like with most other types of insurance, the cost of motorhome insurance is higher than ever. However that doesn’t mean that you can’t find a policy for a reasonable price. You just have to know how to go about it in the right way.
Below are some great ways to get motorhome insurance for the best price.
Get as many quotes as you can
One of the best ways to make sure that you don’t pay more than you should for motorhome insurance is by getting quotes from a lot of different insurance providers. Luckily this is now very easy to do thanks to the large number of insurance comparison services out there.
Make your motorhome secure
Another excellent way to keep the cost of motorhome insurance down is by making your vehicle as secure as possible. Ideally you would have a locked garage to keep your motorhome in as this will lower the cost significantly. In addition to parking your motorhome securely you should also consider using a tracking device, so your vehicle could be recovered if it was stolen. Some insurance providers will also offer you a discount for using a dashcam.
Get a limited mileage policy
A limited mileage policy is a type of cover where you agree with your insurance provider to stay under a certain number of miles in a year. This reduces the chances of being involved in a collision and therefore means you can get cover for a lower rate. This is suitable if you only use your motorhome at certain times of the year.
Pay for your policy on a yearly basis
Paying for your policy upfront on an annual basis may not sound too appealing since you’ll have to pay a lot more in one go. However the advantage to doing this is that most insurance providers will offer you a good discount when you pay in this way.
Join a motorhome owner’s club
Insurance providers sometimes offer special deals to members of motorhome owner’s clubs so it’s worth thinking about joining one.…Read more